Purchasing a tax certificate involves risk. Buyers are responsible for conducting their own research before participating in the sale.

No guarantee of property or title

1. A tax certificate is not ownership of the property
2. It is a lien on unpaid taxes, not a deed or title
3. The Miami-Dade County Office of the Tax Collector does not guarantee property condition, title status, or value

 

Buyer responsibility

1. Buyers should independently verify property details, including:

• Ownership and title conditions
• Existing liens, mortgages, or encumbrances
• Property condition, zoning, and use restrictions

2. The Tax Collector does not provide legal or investment advice

 

Risks to consider

1. Additional liens or legal issues may exist on the property
2. The property may have no marketable value or access
3. Interest earnings depend on redemption and are not guaranteed
4. Legal proceedings (such as bankruptcy or litigation) may affect the certificate

 

No warranties

All tax certificates are sold as-is.

No express or implied warranties are made regarding the property or investment outcome.

Important reminder

Participation in the tax certificate sale confirms that the buyer:

1. Understands the risks involved
2. Has performed their own due diligence
3. Accepts all terms and conditions of the sale